Prêts et financement de véhicules récréatifs

Deciding to purchase a recreational vehicle is a big investment for new and experienced RVers alike. If this is your first RV purchase, the varying loan options and extra requirements may seem overwhelming and daunting. Fortunately, the ROUTE 66 RV Network offers customers like you their knowledge of the RV loan and financing process and the experience to make it a more simple, understandable process.

Additionally, the ROUTE 66 RV Network has formed valuable partnerships with Bank of America and Bank of the West to provide customers with the best and most competitive interest rates available. You can feel confident making financial decisions surrounding your new investment with their expertise. Medallion Bank also provides non-prime loans that are suitable for those with lower credit scores but are wanting to finance their new recreational vehicle.

Ready to learn more? Check out our list of Frequently Asked Questions or get in touch with your local ROUTE 66 RV Network Dealer. Our member dealers are ready and willing to provide you with the answers you’ve been looking for on how to maximize the enjoyment of your purchase and maintain financial flexibility. In fact, many first-time RVers come to us to check out their financial options before starting their shopping experience. That’s what we are here for!

Frequently Asked Loan Questions

Q: What are the benefits of financing my RV purchase?

A: When you choose to finance your RV purchase instead of liquidating your assets or paying cash, you are able to maintain personal financial flexibility and potentially qualify for some of the benefits that come with having a second home mortgage. To qualify, your RV must have basic sleeping arrangements, cooking facilities, and a bathroom. To receive more specific details please contact your tax advisor.


Q: What are the advantages of financing through an RV Lending Specialist?

A: Some of the benefits of financing your purchase through an RV Lending Specialist include lower down payments, longer finance terms, and lower monthly payments. By setting a monthly payment within your budget, you leave the dealership knowing that you can confidently pay off your RV over a substantial period of time instead of all at once. RV financing specialists understand that recreational vehicles maintain their value and resale appeal so they tend to offer more pleasing terms and help you afford your dream RV.


Q: What types of RVs can be financed?

A: You are able to finance several types of new and pre-owned RVs including Class A Motorhomes, Class B Motorhomes, Class C Motorhomes, Fifth Wheels, Travel Trailers, Pop-Up Campers, Truck Campers and Destination Trailers (Park Models).

Q: How is my interest rate determined?

A: The physical purchase of your new recreational vehicle is dependent on the approval of your credit which is dependent on several factors such as your credit history, ability to make timely payments, and proof of your income. RV loans have extended terms that can be anywhere from 8 to 15 years depending on if you are purchasing a new or pre-owned camper. Interest rates are dependent on your total loan amount, your down payment, your overall credit profile, and the current value of your recreational vehicle. Once your application is processed, your dealership finance representative will provide you with complete information on your loan interest rate.

Q: Will I need a down payment and if so, how much?

A: Some dealerships require a down payment of at least 10 percent of the recreational vehicle purchase price, but many do prefer up to 20 percent down. A larger down payment will help lower your monthly payments and might even help you qualify for a lower interest rate.


Q: Do I need RV Insurance for an RV Loan?

A: If you are choosing to finance your motorhome, travel trailer, fifth wheel, or destination trailer, your loan lender will typically require you to have physical damage coverages for that vehicle. Be sure to review your policy to ensure that you have the coverage you need to protect yourself and your recreational vehicle.

10 arrêts sur la Route 66 dans le Missouri

Did you know that St. Louis is the largest city on Route 66 and that the Gateway Arch is America’s tallest monument? Well, you do now! There are many can’t-miss stops along the Mother Road in Missouri including a historic drive-in theater, unique museums, and stunning caverns. Next time you are taking a good ole’ midwestern road trip, be sure to stop at one or all of these Missouri travel spots.

 

Route 66 Red Rocker

This enormous structure was built in 2008, situated at the Fanning 66 Outpost, and once held the Guinness World Record for being the world’s largest rocking chair. Although that title has not held out, it is still the largest rocker on Route 66. Be sure to stop at this great photo opportunity located in Fanning, Missouri.

Route 66 Museum

The Route 66 Museum is located in the Laclede County Library. The exhibits are fun for the whole family to walk through including an old gas station, an antique motel room, and a diner replica. Check out their collection of collectibles and vintage maps – the salt and pepper shakers from different Route 66 restaurants is a favorite!

Route 66 State Park

Route 66 State Park provides easy access to the Meramec River and is a welcomed break for travelers who want to enjoy nature and take in the historical showcasing of the U.S. Route 66. Bridgehead Inn, a 1935 roadhouse, serves as Route 66 State Park’s Visitor Center.

Uranus, Missouri

Located along U.S. Route 66 and I-44 in rural Pulaski County, Uranus offers fun humor for travelers of all ages. This tourist attraction is home to the world-famous Uranus Fudge Factory And General Store, a gun range, tattoo shop, sports bar, and it doesn’t stop there! If you are looking for another photo opportunity, don’t skip out on the World’s Largest Belt Buckle.

Route 66 Mural City

Cuba, Missouri was designated as the “Route 66 Mural City” in 2002 by the state legislature. These murals were a result of the development of Viva Cuba, a beautification organization, making this particular stretch of the historic highway unforgettable.

66 Drive-In Theatre

If you are a movie buff, then a stop at the 66 Drive-In Theatre is a must! As one of the last remaining along Route 66, this drive-in typically opens to the public during the first weekend of April and plays movies through mid-September. Each showing consists of two movies and includes a nostalgic intermission trailer.

Meramec Caverns

The Meramec Caverns are a 7.4K cavern system that has been a popular tourist attraction along Route 66 since 1935. Legends say that Jesse James used to utilize these caverns as a hideout spot and used the river within to make an escape!

Gateway Arch

The St. Louis Gateway Arch stands 192m tall and 192m wide making it the tallest monument in the United States. Visitors can reach the observation deck by using the elevator system that consists of a series of small pod-like tram cars. If it is a clear day, the view from the observation deck can stretch for roughly 30 miles. Each tram tour has an expected duration of 45 to 60 minutes and pricing starts at $11.

Gary’s Gay Parita

Gary’s Gay Parita was constructed as a re-creation of a classic 1930s Sinclair Gas Station. This stop in Ash Grove, Missouri features original gas pumps and other various pieces of Route 66 memorabilia.

Chain of Rocks Bridge

The Chain of Rocks Bridge in St. Louis was once used to cross the Mississippi River, but now it only has walking and biking trails. The most notable feature of this historic bridge is the 22-degree curve in the middle which is unlike any bridge we see today.