{"id":2206,"date":"2022-12-21T13:08:13","date_gmt":"2022-12-21T19:08:13","guid":{"rendered":"https:\/\/route66rv.com\/prets-et-financement-de-vehicules-recreatifs\/"},"modified":"2022-12-21T13:08:13","modified_gmt":"2022-12-21T19:08:13","slug":"prets-et-financement-de-vehicules-recreatifs","status":"publish","type":"post","link":"https:\/\/route66rv.com\/fr\/prets-et-financement-de-vehicules-recreatifs\/","title":{"rendered":"Pr\u00eats et financement de v\u00e9hicules r\u00e9cr\u00e9atifs"},"content":{"rendered":"\t\t
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Deciding to purchase a recreational vehicle is a big investment for new and experienced RVers alike. If this is your first RV purchase, the varying loan options and extra requirements may seem overwhelming and daunting. Fortunately, the ROUTE 66 RV Network offers customers like you their knowledge of the RV loan and financing process and the experience to make it a more simple, understandable process.<\/p>

Additionally, the ROUTE 66 RV Network has formed valuable partnerships with Bank of America<\/a> and Bank of the West<\/a> to provide customers with the best and most competitive interest rates available. You can feel confident making financial decisions surrounding your new investment with their expertise. Medallion Bank<\/a> also provides non-prime loans that are suitable for those with lower credit scores but are wanting to finance their new recreational vehicle.<\/p>

Ready to learn more? Check out our list of Frequently Asked Questions or get in touch with your local ROUTE 66 RV Network Dealer<\/a>. Our member dealers are ready and willing to provide you with the answers you\u2019ve been looking for on how to maximize the enjoyment of your purchase and maintain financial flexibility. In fact, many first-time RVers come to us to check out their financial options before starting their shopping experience. That\u2019s what we are here for!<\/p>

Frequently Asked Loan Questions<\/h2>

Q: What are the benefits of financing my RV purchase?<\/h4>

A: When you choose to finance your RV purchase instead of liquidating your assets or paying cash, you are able to maintain personal financial flexibility and potentially qualify for some of the benefits that come with having a second home mortgage. To qualify, your RV must have basic sleeping arrangements, cooking facilities, and a bathroom. To receive more specific details please contact your tax advisor.<\/p>


Q: What are the advantages of financing through an RV Lending Specialist?<\/h4>

A: Some of the benefits of financing your purchase through an RV Lending Specialist include lower down payments, longer finance terms, and lower monthly payments. By setting a monthly payment within your budget, you leave the dealership knowing that you can confidently pay off your RV over a substantial period of time instead of all at once. RV financing specialists understand that recreational vehicles maintain their value and resale appeal so they tend to offer more pleasing terms and help you afford your dream RV.<\/p>


Q: What types of RVs can be financed?<\/h4>

A: You are able to finance several types of new and pre-owned RVs including Class A Motorhomes, Class B Motorhomes, Class C Motorhomes, Fifth Wheels, Travel Trailers, Pop-Up Campers, Truck Campers and Destination Trailers (Park Models).<\/p>

Q: How is my interest rate determined?<\/h4>

A: The physical purchase of your new recreational vehicle is dependent on the approval of your credit which is dependent on several factors such as your credit history, ability to make timely payments, and proof of your income. RV loans have extended terms that can be anywhere from 8 to 15 years depending on if you are purchasing a new or pre-owned camper. Interest rates are dependent on your total loan amount, your down payment, your overall credit profile, and the current value of your recreational vehicle. Once your application is processed, your dealership finance representative will provide you with complete information on your loan interest rate.<\/p>

Q: Will I need a down payment and if so, how much?<\/h4>

A: Some dealerships require a down payment of at least 10 percent of the recreational vehicle purchase price, but many do prefer up to 20 percent down. A larger down payment will help lower your monthly payments and might even help you qualify for a lower interest rate.<\/p>


Q: Do I need RV Insurance for an RV Loan?<\/h4>

A: If you are choosing to finance your motorhome, travel trailer, fifth wheel, or destination trailer, your loan lender will typically require you to have physical damage coverages for that vehicle. Be sure to review your policy to ensure that you have the coverage you need to protect yourself and your recreational vehicle. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

D\u00e9cider d’acheter un v\u00e9hicule de loisirs est un investissement important pour les nouveaux camping-caristes comme pour les plus exp\u00e9riment\u00e9s. S’il s’agit de votre premier achat de VR, les diff\u00e9rentes options de pr\u00eat et les exigences suppl\u00e9mentaires peuvent vous sembler \u00e9crasantes et d\u00e9courageantes. Heureusement, le R\u00e9seau ROUTE 66 RV offre \u00e0 des clients comme vous sa […]<\/p>\n","protected":false},"author":1,"featured_media":2142,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30,29],"tags":[],"class_list":["post-2206","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conseils-pour-le-camping","category-ressources-sur-les-vehicules-recreatifs"],"yoast_head":"\nPr\u00eats et options de financement pour v\u00e9hicules r\u00e9cr\u00e9atifs - Route 66 RV Network<\/title>\n<meta name=\"description\" content=\"L'achat d'un v\u00e9hicule r\u00e9cr\u00e9atif est un investissement financier important. 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